Shop more mindfully
It’s a good idea to think about how much of your purchased items are used for convenience. Buying take-out food and eating out frequently can, over time, take a large chunk out of your monthly budget. Think about where you can really start to save money; for example, you could start eating out once per month, and prepare your meals by hand, rather than buying them ready-made.
Although the above may initially seem like significant life changes, when achieved gradually over time, they only require small lifestyle adjustments on a daily basis that, in the long term, will lead to feelings of increased financial security.